Maximizing Online Income with AI-Powered Content Creation

Online Income

Maximizing Online Income with AI-Powered Content Creation

  3:05 PM

AI content tools are everywhere now.

Some are genuinely useful. Some are overhyped. And some, honestly, create more work than they save.

But used properly, AI can help you create better content faster, test more ideas, and turn your skills into online income without needing a big team or complicated setup.

That’s the real opportunity.

Not “press one button and make money while you sleep.” That kind of advice usually falls apart pretty quickly.

The more realistic version is this: AI can help you write, plan, edit, repurpose, research, and publish content more efficiently. And when your content supports a clear offer, product, service, or audience, it can become a practical income tool.

So if you’re interested in Maximizing Online Income with AI-Powered Content Creation, this guide breaks down how to do it in a smart, realistic way.

No fake guru stuff. Just practical workflows that can actually help.

What AI-Powered Content Creation Really Means

AI-powered content creation simply means using AI tools to help with different parts of the content process.

That might include:

• Brainstorming article ideas
• Writing outlines
• Drafting emails
• Creating social media captions
• Repurposing long content into short posts
• Summarizing research
• Improving headlines
• Editing rough drafts
• Creating scripts for videos
• Planning content calendars

The important word is “help.”

AI should support your thinking, not replace it completely.

The best content still needs a human angle. Your opinion. Your experience. Your taste. Your examples. Your ability to look at a sentence and say, “Technically fine, but nobody talks like that.”

That judgment matters more than people think.

AI can write quickly, but speed alone does not create income. Useful content creates income. Content that solves a problem creates income. Content that builds trust over time creates income.

AI just helps you get there faster.

Start With an Income Path Before Creating Content

This is where a lot of people go wrong.

They start posting before they know what the content is actually supposed to do.

They publish random tips, motivational quotes, tool lists, and short videos. Then after a few weeks, they wonder why nothing is happening.

Sometimes the issue is not the content quality. It’s that there’s no clear income path behind it.

Before using AI to create content, decide what your content is leading people toward.

For example, your content might support:

• Freelance services
• Affiliate products
• Digital products
• Coaching or consulting
• A paid newsletter
• Templates
• Online courses
• YouTube monetization
• Sponsored content
• A blog with ads

You don’t need to map out the next five years. But you do need a basic direction.

A freelance writer might create content that attracts small business owners.

A Notion template creator might publish productivity tips that lead to a paid template.

A blogger might write helpful articles that earn through ads, affiliate links, or email subscribers.

AI becomes much more useful when you know the business goal behind the content.

Otherwise, you’re just making more content for the internet pile.

Use AI to Find Better Content Ideas

Coming up with ideas is one of the easiest ways to use AI.

But don’t just ask, “Give me 50 content ideas.”

That usually gives you generic answers.

Instead, give the AI tool more context.

For example:

“I help freelancers organize their client work. Give me content ideas for beginners who feel overwhelmed by deadlines, scattered notes, and messy communication.”

That kind of prompt usually gives you better ideas because it explains the audience and the problem.

You can also ask AI to create ideas based on:

• Pain points
• Beginner mistakes
• Common questions
• Product comparisons
• Step-by-step tutorials
• Personal experience angles
• Myths in your niche
• Tools your audience already uses

A good AI-assisted content idea is not just “10 Productivity Tips.”

It’s more specific, like:

• “How to Organize Client Work When You’re Managing Everything Alone”
• “The Simple Weekly Planning System I’d Use If I Were Starting Freelance Work Again”
• “Why Your Productivity App Isn’t the Problem — Your Workflow Is”

Those ideas feel more human. More clickable. More useful.

And honestly, more worth reading.

Turn One Content Idea Into Multiple Pieces

This is where AI can save a lot of time.

Most people create content one piece at a time. They write a blog post, publish it, and move on. Then they start from zero again.

That gets tiring fast.

A smarter workflow is to create one strong piece of content and repurpose it into smaller pieces.

For example, one blog post can become:

• A LinkedIn post
• A Twitter/X thread
• A short email newsletter
• Three Instagram carousel ideas
• A YouTube Short script
• A Pinterest pin description
• A checklist
• A lead magnet idea

AI is useful here because it can quickly reshape the same idea for different formats.

Let’s say you write a blog post called:

“Best AI Tools for Freelancers Who Hate Admin Work”

You can ask AI to turn it into:

• Five social posts
• A short email
• A video script
• A comparison table
• A checklist for readers
• FAQ questions for SEO

The key is not to copy and paste everything exactly.

Each platform has its own style.

A blog can be detailed. A LinkedIn post needs a stronger hook. A short video needs a clear opening line. An email should feel more personal.

AI can create the draft. You still need to shape it.

That’s the part that makes the content feel real.

Use AI to Improve Your Writing, Not Replace Your Voice

AI can write complete articles, captions, and scripts.

But the first version often sounds a bit too smooth.

You know the style.

Perfectly structured. Clean transitions. No weird edges. No real opinion. It says all the correct things, but somehow feels like nobody actually lived it.

That’s why editing matters.

A better workflow is to use AI for structure, then add your own voice.

For example, AI might write:

“Productivity tools help users streamline workflows and improve efficiency.”

That’s technically fine, but it sounds like software website copy.

A more human version would be:

“Productivity tools are helpful, but only if they don’t become another thing you have to manage.”

That feels more natural. It has a point of view.

When editing AI content, look for places to add:

• Small opinions
• Real examples
• Honest limitations
• Personal observations
• Simpler wording
• Shorter sentences
• More specific advice

You don’t need to make everything dramatic. Just make it sound like a person who has actually thought about the topic.

That alone can make your content stand out.

Build Content Around Problems People Already Have

If your goal is online income, don’t create content only around what interests you.

Create content around problems people already want solved.

This matters a lot for blogs, YouTube, affiliate content, and digital products.

Good content topics often start with questions like:

• How do I save time doing this?
• Which tool should I use?
• How do I start without wasting money?
• What mistakes should I avoid?
• Is this worth paying for?
• What’s the easiest way to do this?
• How can I get better results with less effort?

AI can help you turn those questions into useful content.

For example, instead of writing:

“Why AI Is Useful”

Write something more practical:

“How to Use AI to Write Better Product Descriptions for Your Etsy Store”

Or:

“5 AI Workflows That Help Freelancers Save Time on Client Admin”

Specific content usually performs better because the reader immediately understands why it matters.

People are busy. They don’t want vague inspiration. They want help with something they actually care about.

Use AI for Affiliate Content Carefully

Affiliate marketing can be a good income stream, especially for blogs, newsletters, and YouTube channels.

But it’s also easy to do badly.

A lot of affiliate content feels fake because the writer clearly hasn’t used the tool or doesn’t understand the reader’s problem.

AI can help you create affiliate content faster, but you still need honesty.

Useful affiliate content might include:

• Tool comparisons
• Beginner guides
• Setup tutorials
• Pros and cons
• Use case breakdowns
• “Who this is best for” sections
• Alternatives
• Realistic limitations

For example, if you’re writing about an AI writing tool, don’t just say it’s amazing.

Talk about when it helps and when it doesn’t.

Maybe it’s great for outlines but weak for personal storytelling. Maybe the interface is simple, but the free plan is limited. Maybe it’s useful for bloggers, but not ideal for technical writers.

That kind of detail builds trust.

And trust is what makes affiliate content work long term.

Create Digital Products Faster With AI

AI can also help you create digital products.

This can be a practical income path if you already understand a problem your audience has.

Examples of AI-assisted digital products include:

• Notion templates
• Budget spreadsheets
• Content calendars
• Prompt packs
• Email templates
• Mini guides
• Checklists
• Workbooks
• Planning systems
• Swipe files

AI can help with the structure, wording, examples, and formatting ideas.

But again, don’t let AI create something generic.

A good digital product should feel specific.

Instead of making “A Productivity Planner,” create something like:

• “Weekly Planning Template for Freelancers With Multiple Clients”
• “Content Calendar for Beginner Bloggers Posting 3 Times a Week”
• “Simple Budget Tracker for Side Hustlers With Irregular Income”

The more specific the product, the easier it is for the right person to understand why they need it.

AI can help you build the first version faster. Your job is to make it actually useful.

Speed Up Research Without Being Lazy

AI is useful for research, but you need to be careful.

It can summarize topics, explain concepts, organize notes, and suggest angles. That’s helpful.

But don’t blindly trust everything it says.

AI can make mistakes. It can sound confident even when it’s wrong. The annoying part is that the wrong answer can still sound very polished.

Use AI to speed up research, not replace fact-checking.

A practical research workflow could look like this:

1. Ask AI to explain the topic in simple terms.
2. Ask for common questions beginners have.
3. Search for real sources, examples, and current details.
4. Use AI to organize your notes.
5. Write or edit the final content yourself.
6. Double-check claims before publishing.

This is especially important if your content involves money, tools, legal topics, health, software pricing, or anything that changes often.

Good content is not just well-written. It’s accurate.

Build an Email List From Your Content

If you’re creating content to earn online, don’t rely only on social platforms.

Algorithms change. Reach goes up and down. Accounts can get limited. Platforms shift priorities all the time.

An email list gives you a more stable connection with your audience.

You can use AI to help create:

• Lead magnet ideas
• Welcome email sequences
• Weekly newsletter drafts
• Subject line options
• Product launch emails
• Reader surveys
• Follow-up emails

A simple setup could be:

1. Create useful free content.
2. Offer a small free resource.
3. Collect email subscribers.
4. Send helpful emails consistently.
5. Recommend products, services, or offers when relevant.

The free resource does not need to be huge.

It could be:

• A checklist
• A template
• A short guide
• A spreadsheet
• A resource list
• A mini workflow

Something small and useful is often better than a massive ebook nobody reads.

Keep Your Workflow Simple

This part sounds boring, but it matters.

If your AI content system has 12 tools, 9 steps, and 4 dashboards, you probably won’t stick with it.

A simple workflow is better.

For example:

1. Collect content ideas in Notion or Google Sheets.
2. Use AI to create outlines.
3. Write or edit the draft.
4. Repurpose the content into social posts.
5. Schedule posts.
6. Track what performs well.
7. Repeat weekly.

That’s enough.

You can improve later.

The goal is not to create the most advanced AI-powered content machine. The goal is to create a workflow you can repeat without hating it.

That’s what makes online income more sustainable.

Final Thoughts

Maximizing online income with AI-powered content creation is not about replacing yourself with software.

It’s about using AI to remove friction.

AI can help you brainstorm faster, write rough drafts, repurpose content, research ideas, create digital products, and stay consistent. But the content still needs your judgment, your voice, and your understanding of the audience.

The people who win with AI content are not usually the ones publishing the most generic posts.

They’re the ones using AI to work faster while still creating something useful, specific, and trustworthy.

Start with one income path. Build content around real problems. Use AI to speed up the boring parts. Edit everything like a human.

That’s the practical way to make AI content actually support online income — without sounding like every other recycled post on the internet.

Best Online Tools for Building a Sustainable Side Hustle

Side Hustles

Best Online Tools for Building a Sustainable Side Hustle

  2:55 PM

Starting a side hustle is the fun part.

You get the idea. You choose a name. Maybe you design a quick logo, open a new social media account, and tell yourself, “Okay, this could actually become something.”

Then real life shows up.

You still have work, classes, errands, family stuff, messages to reply to, content to create, payments to track, files to organize, and about 37 random ideas sitting in your notes app.

That’s usually when a side hustle starts to feel less exciting and more like another job.

The right online tools can help with that.

Not because tools magically make you successful. They don’t. But a simple, useful tool stack can make the whole thing easier to manage. It helps you stay organized, create faster, sell more smoothly, and avoid constantly feeling like your brain has too many tabs open.

So if you’re looking for the Best Online Tools for Building a Sustainable Side Hustle, this guide breaks down the actually useful tools, especially if you’re trying to work smarter without overcomplicating everything.

What Makes a Side Hustle Sustainable?

A sustainable side hustle is not just one that makes money.

It’s one you can keep doing without burning out every few weeks.

That means you have some kind of system. Not a perfect system. Just something that helps you know what to do next, where your files are, who you need to reply to, what content you’re making, and whether the thing is actually making money.

A sustainable side hustle usually has a few things in place:

• A simple way to organize ideas
• A basic workflow you can repeat
• Clear tasks for the week
• Easy payment and delivery
• A way to track income and expenses
• Tools that save time instead of creating more work

The last point matters.

A lot of beginners get stuck collecting tools instead of building the actual side hustle. They sign up for every shiny app, watch 10 setup videos, build a beautiful dashboard, and then… don’t sell anything.

Honestly, it happens a lot.

The better move is to start with a small set of tools and only upgrade when you genuinely need to.

1. Notion — Best for Keeping Everything in One Place

Notion is one of those tools that can be incredibly useful or a complete distraction, depending on how you use it.

For a side hustle, it works well as a central workspace. You can use it to store ideas, plan content, track clients, write notes, organize links, and keep your weekly tasks in one place.

A simple Notion setup could include:

• Side hustle ideas
• Weekly tasks
• Content calendar
• Client notes
• Product ideas
• Research links
• Money tracker
• Launch checklist

You don’t need a complicated dashboard with 12 databases and animated icons. In fact, that’s usually where people lose momentum.

Start simple.

Create a page called “Side Hustle HQ” and add four sections:

Ideas

For random ideas, product concepts, content topics, and things you might test later.

This Week

For the few tasks that actually matter right now.

Content

For blog posts, videos, newsletters, social posts, or whatever content supports your side hustle.

Money / Clients

For payments, leads, invoices, and client details.

That’s enough for most beginners.

Notion is great because it’s flexible. The slightly annoying part is that it’s almost too flexible. You can spend more time designing the system than using it.

Try not to do that.

Best for: freelancers, creators, students, writers, coaches, and service providers

Not ideal for: people who keep redesigning their workspace instead of doing the work

2. Google Workspace — Best for the Boring but Important Stuff

Google tools are not exciting, but they’re useful.

And honestly, boring tools are sometimes the best tools.

Google Docs, Sheets, Drive, Gmail, and Calendar can handle a lot of side hustle basics without making things complicated.

You can use:

• Google Docs for proposals, drafts, scripts, and client documents
• Google Sheets for income tracking, budgets, and content planning
• Google Drive for storing deliverables and templates
• Gmail for client communication
• Google Calendar for deadlines, calls, and publishing schedules

If you’re just starting, the free version of Google tools may be enough.

Once your side hustle starts looking more serious, you might want a custom email address like hello@yourdomain.com. It looks cleaner than using a personal Gmail address, especially when you’re dealing with clients or customers.

But don’t upgrade just because you feel like you’re “supposed to.” Upgrade when it actually helps your workflow or makes your business look more professional.

Best for: almost every side hustle

Not ideal for: people who need advanced project management or client portal features

3. Canva — Best for Simple, Good-Looking Design

Most side hustles need visuals.

Even if you’re not trying to become a designer, you’ll probably need some basic graphics at some point.

Canva is useful for things like:

• Instagram posts
• Pinterest pins
• YouTube thumbnails
• Lead magnets
• Simple logos
• PDFs
• Product mockups
• Presentations
• Flyers
• Digital product covers

The main reason Canva works so well is that it makes design less intimidating. You can start with a template, adjust it, and create something decent without opening professional design software.

For side hustlers, Canva is especially useful for creating small digital products.

For example:

• A budget planner
• A checklist
• A printable worksheet
• A mini ebook
• A social media template pack
• A simple guide
• A workbook

The only thing to watch out for is the “Canva template look.”

You know it when you see it.

If you use a template exactly as it is, your design may look like everyone else’s. Change the fonts, adjust the spacing, use your own colors, and make it feel more like your brand.

Best for: creators, digital product sellers, freelancers, coaches, and content creators

Not ideal for: advanced designers who need full creative control

4. ChatGPT or Claude — Best for Thinking, Drafting, and Editing

AI tools can be extremely useful for side hustles.

But they work best when you use them as a helper, not as your entire business brain.

You can use AI tools to:

• Brainstorm product ideas
• Write content outlines
• Improve emails
• Rewrite messy notes
• Create FAQ sections
• Plan content calendars
• Summarize research
• Generate first drafts
• Improve sales page copy
• Come up with customer pain points

The key phrase here is “first draft.”

AI can help you move faster, but it still needs your judgment. If you copy and paste everything without editing, the result usually sounds flat. Sometimes it sounds fine, but not memorable. And online, “fine” is not always enough.

A better workflow looks like this:

1. You give the AI tool a clear idea.
2. It helps organize your thoughts.
3. You edit the draft.
4. You add your own examples and opinions.
5. You remove anything that sounds too generic.

That last step is important.

AI is great for getting unstuck. It’s not great at replacing real experience, taste, or personality.

Best for: writing, planning, brainstorming, editing, research support

Not ideal for: publishing generic content without review

5. Buffer — Best for Scheduling Social Media Content

If content is part of your side hustle, consistency matters.

But consistency does not mean you need to manually post every single day while eating breakfast or half-watching Netflix at night.

A scheduling tool like Buffer helps you batch content ahead of time.

A simple weekly workflow could look like this:

• Write five short posts on Sunday
• Schedule them for the week
• Check replies once or twice a day
• Review what performed well
• Repeat next week

That’s much easier than waking up every day and thinking, “What should I post?”

Buffer is useful because it keeps things simple. You can plan posts, schedule them, and avoid the daily panic of trying to be visible online.

At the start, don’t obsess over analytics too much.

Just pay attention to basic signs:

• Which posts got replies?
• Which posts brought profile visits?
• Which posts led to email signups?
• Which posts attracted the right kind of people?

Likes are nice, but they don’t always mean much. A post with fewer likes but better leads is usually more valuable than a post that gets attention from people who will never buy, subscribe, or care.

Best for: creators, freelancers, coaches, newsletter writers, and service providers

Not ideal for: people who don’t know what they want to post yet

6. Gumroad, Payhip, or Lemon Squeezy — Best for Selling Digital Products

If you want to sell digital products, you need a simple way to take payment and deliver the product.

You don’t need a huge ecommerce setup on day one.

Platforms like Gumroad, Payhip, and Lemon Squeezy make it easier to sell things like:

• Templates
• Guides
• Notion dashboards
• Spreadsheets
• Mini courses
• Digital downloads
• Prompt packs
• Printable planners
• Design resources

The biggest benefit is speed.

You can upload a product, create a checkout page, add a description, set a price, and start testing whether people actually want it.

That testing part is important.

A lot of people spend months building a big product before they know if there’s demand. A smarter approach is to start with something small and useful.

For example, instead of creating a full course, you could sell:

• A checklist
• A template
• A 20-page guide
• A spreadsheet
• A mini resource pack

Then you see what happens.

The downside is that each platform has its own fees, payout rules, tax features, and limitations. So read the details before you commit, especially if you’re selling to customers in different countries.

Best for: digital product creators, educators, template sellers, and creators

Not ideal for: large ecommerce stores or physical product businesses

7. Carrd or Framer — Best for a Simple Landing Page

You don’t always need a full website.

Sometimes one good page is enough.

A landing page gives people a place to understand what you offer and what to do next.

It can include:

• What you do
• Who it’s for
• Why it helps
• What’s included
• Pricing
• Testimonials
• A contact button
• A payment or booking link

Carrd is great for simple one-page websites. It’s clean, affordable, and easy to understand.

Framer is better if you want something more polished and modern, especially if design matters more for your brand.

But here’s the thing: don’t hide behind website building.

A simple landing page with a clear offer is better than a beautiful website that says nothing clearly.

For example, if you offer “LinkedIn profile rewrites for freelancers,” your page only needs:

• A clear headline
• A short explanation
• A few benefits
• Some examples
• Pricing
• A way to book or pay

That’s it.

You can improve it later once people are actually visiting the page.

Best for: freelancers, service providers, digital product sellers, creators

Not ideal for: large blogs, marketplaces, or complex websites

8. Stripe or PayPal — Best for Getting Paid

This one sounds obvious, but it matters.

If you want your side hustle to make money, people need a simple way to pay you.

Stripe and PayPal are two common options. Which one is better depends on your location, your customers, and what you’re selling.

Stripe is great for card payments and clean checkout flows. PayPal is familiar to many people and can be helpful for international customers.

The main point is this: make payment easy.

Don’t make customers ask how to pay. Don’t send confusing instructions. Don’t create unnecessary friction right when someone is ready to buy.

Put your payment link in the right places:

• Invoice
• Proposal
• Checkout page
• Booking page
• Email
• Product page

The easier it is to pay you, the better.

Best for: freelancers, consultants, service providers, and digital sellers

Not ideal for: users in countries where availability or withdrawals are limited

9. Trello or Todoist — Best for Staying Focused

Not everyone needs a huge productivity system.

Some people just need a clear list.

Trello and Todoist are great for that.

Trello works well if you like visual boards. You can move tasks from one column to another and see your workflow at a glance.

A basic Trello board could have:

• Ideas
• To Do
• Doing
• Waiting
• Done

Todoist is better if you prefer simple lists and due dates.

A basic Todoist setup could include:

• Today
• This Week
• Content
• Clients
• Admin

The best task manager is the one you’ll actually check.

That sounds obvious, but it’s true.

If your task system feels too heavy, you’ll stop using it. Then your tasks go back into your head, and suddenly everything feels messy again.

Keep it boring. Boring systems are underrated.

Best for: people who need clarity, structure, and fewer scattered notes

Not ideal for: people who want one tool to manage every part of their business

10. A Basic Spreadsheet — Best for Tracking Money

This is probably the least glamorous tool on the list.

It might also be one of the most important.

A simple spreadsheet can help you track:

• Revenue
• Expenses
• Profit
• Software subscriptions
• Client payments
• Product sales
• Affiliate income
• Taxes to set aside

Many beginners ignore money tracking because the numbers feel small at first.

That’s a mistake.

Small numbers become messy numbers if you don’t track them. And once you have a few tools, a few payments, a few expenses, and a few income sources, it gets confusing fast.

You don’t need expensive accounting software at the beginning. A Google Sheet is enough.

Set a simple habit:

Once a week, update your numbers.

That’s it.

It may not feel exciting, but it helps you understand whether your side hustle is actually working.

Best for: everyone

Not ideal for: honestly, no one — every side hustle needs basic money tracking

A Simple Beginner Tool Stack

You don’t need every tool in this article.

Please don’t sign up for everything at once.

If you’re starting from zero, this stack is enough:

• Notion or Trello for planning
• Google Docs, Sheets, and Drive for files and tracking
• Canva for visuals
• ChatGPT or Claude for brainstorming and drafting
• Carrd for a simple landing page
• Stripe or PayPal for payments
• Buffer if you’re using social media

That’s already a solid setup.

Add more tools only when you hit a real problem.

Not a fake problem. Not a “someone on YouTube said I need this” problem. A real problem.

For example:

• You’re losing track of clients.
• You’re spending too long making graphics.
• You need a better checkout process.
• You’re forgetting deadlines.
• You’re manually doing something every week that could be automated.

That’s when a new tool makes sense.

Final Thoughts

The best online tools for building a sustainable side hustle are not always the fanciest tools.

They’re the tools that make your work easier and help you stay consistent.

A sustainable side hustle needs a simple system for planning, creating, selling, delivering, and tracking money. The tools should support that system, not distract from it.

Start small. Keep your costs low. Build workflows you can actually repeat. Upgrade only when a tool clearly saves time, improves your work, or helps you earn more.

That’s not the flashy version of side hustling.

But it’s the version that actually lasts.

Can we exist without a box?

Articles

Can we exist without a box?

  9:35 AM

Existentialism for the day:

Can we exist without a box?

Can we ever ignore the existence of the box?

If we ignore the box, do we exist?

Can we physically be in the box but tell our mind that the box doesn't exist?

Seriously, the phrase "thinking outside the box" has been so overused so much so that it has lost its meaning and glitter.

"Thinking without the box" is nothing but a meaningless derivative of that phrase.

But let us analyze it anyway.

To think outside the box, we must first know the box. What is the box? How does the box make us think? Why must we not think within the box?

Only then we can think OUTSIDE the box.

And be free of the box.

But in doing so, the box is still there. It is just that we are outside of it.

To think without the box is an impossibility. Because without the box, there is nothing. Only a vacuum.

And we can't exist in a vacuum.

In the context of an organization, the rules and regulations set by the management is the box.

To implore the staff to think without the box is to ask the staff to ignore the existence of the rules and regulations.

Now that, to me, is dangerous.

I wouldn't say so. But then, that's just me being me.

Bukan Tun M yang mahu singkirkan Salleh, kata bekas AG

News

Bukan Tun M yang mahu singkirkan Salleh, kata bekas AG

  4:29 PM

Bekas peguam negara (AG), Tan Sri Abu Talib Othman sekali lagi berkata bekas perdana menteri Tun Dr Mahathir Mohamad tidak bertanggungjawab dalam pemecatan ketua hakim negara ketika itu, Tun Salleh Abas.

 Pengesahannya dibuat susulan kenyataan Dr Mahathir semalam yang mengulangi bahawa beliau tidak bertanggungjawab terhadap pemecatan Salleh sehingga mengakibatkan krisis kehakiman pada tahun 1988. 

Walau bagaimanapun, Abu Talib menegaskan bahawa dirinya bukan mempertahankan Dr Mahathir dalam perkara itu. 

Isu itu, menurutnya, adalah "sejarah". 

Abu Talib membuat penjelasan itu susulan Dr Mahathir dalam kenyataannya semalam menyalahkannya kerana menggunakan nama bekas perdana menteri itu untuk memecat Salleh. 

Namun, bekas peguam negara itu bagaimanapun menegaskan bahawa beliau tidak menggunakan nama Mahathir kerana perdana menteri itu berperanan dalam penubuhan sebuah tribunal untuk meneliti kes berhubung dakwaan ke atas Salleh. 

Memetik perlembagaan, Abu Talib berkata bahawa tribunal itu hanya boleh ditubuhkan atas perwakilan yang dibuat oleh perdana menteri.

Sumber: https://www.kinitv.com/video/55923O74

Sejarah kebangkitan Pelajar UiTM yang ramai belum tahu.

Malaysia

Sejarah kebangkitan Pelajar UiTM yang ramai belum tahu.

  8:34 AM

Ajar anak muda beli banyak rumah, tapi ada diorang ajar apa nak buat kalau dikejar pihak bank?

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Ajar anak muda beli banyak rumah, tapi ada diorang ajar apa nak buat kalau dikejar pihak bank?

  9:08 AM

"Mereka ajar macam mana nak beli rumah banyak tapi tak ajar apa yang perlu dibuat jika dikejar oleh pihak bank," demikian kata Shaari Anuar yang difahamkan sudah lama berkecimpung dalam bidang hartanah.


Beliau tampil memberikan pandangan dan nasihat kepada anak-anak muda agar tidak hanya melihat 'keindahan' dalam ilmu yang diajar individu yang berkongsi cara membeli rumah banyak. Sebaliknya memikirkan kesan dan risiko pada masa akan datang bagi mengelakkan diri ditimpa masalah.


Semoga perkongsian dari Shaari Anuar mengenai realiti dan risiko membeli hartanah ini memberi manfaatkan kepada kita semua.


KORANG jangan pandang yang indah saja tentang orang gaji RM2,500, kumpul enam buah rumah. Nak percaya pun, jangan bulat-bulat. Pengalaman saya sendiri mengumpul rumah, infact terlibat dengan pembinaan dan menjual rumah dah jumpa bermacam-macam ragam manusia.


Ada seorang itu, asyik kena kejar dengan pihak bank setiap bulan untuk payment. Susah dia nak tidur malam. Dia juga ada syarikatnya sendiri, tetapi masalahnya ialah dia selalu lambat bayar gaji kakitangan kerana dia nak selesaikan bayaran propertiesnya.


Memanglah rumah sewa ada penyewa tetapi jangan anggap rumah itu akan ada penyewa selama-lamanya. Bulan ini pindah, ingat bulan depan terus ada penyewa?


Itu belum termasuk kes penyewa sekejap bayar, sekejap bayar separuh dulu, sekejap bayar tertunggak, sekejap pura-pura terlupa nak bayar. Dan kena ada duit tambahan untuk maintenance, repair paip bocor, nak cat baru, wiring problem, dinding berlubang.


Korang ingat deposit dua bulan itu boleh cover? Cat undercoat untuk seluruh rumah saiz 20 x 70 pun makan kos ribu. Tak tahulah diorang buat semua itu sendiri atau bawa member sesama mereka bergotong-royong. Legal fee pun korang kena standby juga. Korang kena tahu berapa kosnya kerana nak selesaikan itu dan ini.


Ada seorang individu ini sanggup berlapar dan makan catu. Pantang dapat makan free.


Ada satu kes, tak nak langsung beli kereta. Dari bujang, kahwin sampailah ada anak, mereka hanya naik motosikal saja. Kalau diceritakan di Facebook, mesti ramai yang puji. Hakikatnya kasihan pada isteri berhujan dan berpanas bila pergi kerja. Nak kata tak berharta, rumah sewa pula berderet.


Kes yang taksub mencatatkan segala perbelanjaan keluar masuk pun ada juga. Setiap masa ada saja ledger debit kredit. Sangat berkira. Masalahnya kalau tak menyusahkan orang tak apa. Ini tidak, dia nak pergi ke mana-mana pun nak tumpang kenderaan member sebab takut terlebih bajet.


Ini cerita orang kaya, bukannya tak ada. Sehingga member dia sendiri pun naik menyampah.


Kisah seterusnya okay sikit dan tidak menyusahkan orang. Tetapi member-member tengok dia pula yang rasa kasihan. Time nak pergi kerja, balik kerja, sanggup berpeluh-peluh berjalan berkilometer sebab nak jimat dari bayar tren atau Uber. Bila waktu makan tengah hari, bawa keluar bekal. Bila petang sikit, member office keluarkan junk food atau biskut, dia lahap macam nak makan dengan plastik dan tupperware sekali.


Kalau begini perangainya, memanglah duit banyak hasil dari rumah sewa yang banyak.


Kisah ini pula kisah orang sudah berumur. Bila cerita tentang tanah atau rumah memang dia menang. Pernah isteri dia mengadu selama berkahwin, nak ajak pergi melancong dalam negeri pun si suami dah bising. Masa cuti sekolah, dia cuma bawa anak-anak pergi mandi di kolam awam.


Banyak lagi kisah yang saya boleh kongsi tetapi yang satu ini tak boleh blah. Katanya menuntut dengan sifu dia, pengumpul hartanah.


Semasa member ajak keluar makan, dia sengaja tak bawa wallet. Mula-mula orang ingat dia memang jenis pelupa. Tapi lama kelamaan kantoi juga temberangnya. Masalahnya wallet saja lupa. Makan, dan minum tak lupa pula?


Korang rasa okay ke hidup seperti ini? Terpulang pada masing-masing. Tetapi kalau saya, tak teringin menyeksa dan memperbodohkan diri. Bila mati nanti, orang lain berpesta gembira. Lainlah dah hibahkan siap-siap harta untuk kebajikan dan bawa ke alam akhirat.


Yang penting, jangan taksub dengan keindahan-keindahan seperti yang diceritakan orang lain. Kalau argue secara logik, korang sebenarnya dihina tak berilmu. Itulah hakikatnya. Kisah realiti sebenar, mereka letak bawah karpet. Jangan mudah terpengaruh. Janji kita rasa seronok dengan kehidupan kita sekarang.


Kasihan pada budak-budak yang baru nak up, yang tersilap langkah, hidup penuh dengan hutang, pagi petang siang malam memikirkan hutang dan teringat hutang.


Saya bukan berniat nak demotivated. Sebenarnya tak kisah pun korang nak beli 60 buah rumah sebelum meninggal. Beli sajalah kalau berkemampuan.


Tujuan saya berkongsi pandangan ini hanya sskadar mahu mendidik anak muda yang baru nak kenal dunia sebenar agar mereka tidak taksub dengan cerita-cerita separuh dongeng yang indah-indah saja ceritanya. Tetapi mereka tak cerita yang mereka perlu mengikat perut, catu makanan, dikejar pihak bank. Adik-adik tahu betapa azabnya kalau korang diburu oleh pihak bank?


Masa zaman saya baru nak up dulu (macam korang sekarang). Ada member join seminar hartanah untuk beli rumah banyak-banyak. Ada 'Tok Guru Rumah' ajar bayar downpayment guna kad kredit. Balik je, member terus follow. Atas kertas molek saja, bila praktil penuh zip zap berliku dan akhirnya kecundang. Dah kena interest 18% dengan penalti. Hutang semakin menimbun. Lebih teruk lagi, dia ada buat personal loan.


Ada satu kes sampai rumah tangga hancur. Kisahnya si suami join loan dengan isteri. Pihak bank call tanpa henti sampaikan isteri dia pun tertekan pada waktu itu. Apabila mertua masuk campur, akhirnya pasangan itu bercerai berai.


Yang biasa diajar pada budak-budak baru nak up adalah bagaimana nak dapatkan jumlah loan maksima untuk diluluskan. Bila terkandas, rumah tak dapat disewa, rumah lambat siap, tak ada pula mereka ajar apa yang perlu korang buat bila pihak bank kejar.


Sebenarnya tak semua orang bernasib baik. Ada orang, selepas kahwin duduk di rumah mertua. Sewa tak payah bayar, bolehlah buat bayar beli rumah banyak-banyak. Kemudian bangga. Ada orang, anak-anak tak payah hantar ke nursery, maid tak perlu bayar. Hantar saja pada mak dan ayah, jadi orang gaji. Cuti sekolah, angkut semua sekali. Semua sebab nak berjimat, nak berlumba rumah siapa yang paling banyak sebelum mati.


Nak motivate anak muda, niat itu dah betul tetapi ayat yang digunakan untuk menyampaikan mesej itu perlu diperbetulkan. Cakap anak muda manja dan tak ada ilmu, tak semudah itu. Baru-baru ini saya jumpa fresh graduate bergaji RM2,000, di mana dia perlu menanggung lapan adik-beradiknya. Kasihan. Manjakah mereka?


Itu tak termasuk lagi individu yang menulis melahanatkan budak bergaji RM2,000 beli Myvi. Kasihan pada mereka. Masihg-masing ada lifestyle tersendiri. Tak semua orang sanggup berpanas hujan bergadai nyawa di jalan raya.


Apapun, bab hutang ini jangan main-main. Kalau dah meninggal, even ada MRTA, rumah banyak, selagi tak diselesaikan, isteri kena bayar setiap bulan. Nak settle MRTA ini pun bukan ambil masa sebulan dua.


Korang yang suka kumpul hutang ini pernah terfikir tak kalau kena buang kerja atau tak mampu bekerja? Macam mana?


Ada clients saya, kena buang dari syarikat minyak dan gas. Selama ini dia tak terfikir dengan gaji besar, syarikat terkenal boleh buang pekerja. Rumah ada banyak, cuba nak refinance, malangnya pihak bank tak layan. Hutang bank dah keliling pinggang. Rumah dah ada yang nak kena lelong. Hidup penuh stress.


Pokoknya, nak ajar cara betul ajar tentang pentingnya duit kecemasan. Kerja kuat, cari kerja yang bagi unlimited income. Ada cash back up kuat, jiwa lebih tenang. Hutang ini macam api, ada masanya boleh kawal dan kita pun senang. Tetapi apabila api dah besar, ianya akan membakar diri.


Berhati-hatilah anak-anak muda.


Tolong SHARE agar ramai anak-anak muda yang mendapat manfaat dari abang otai yang masih berdosa.

Sumber: Shaari Anuar II